How to reapply for personal loan if rejected and what’s the process?
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How to write a good AI prompt for personal finance
Nurphoto | Nurphoto | Getty Images Many Americans are turning to artificial intelligence for financial advice. But getting good or bad advice depends a lot on how well users write their instructions — or prompts — to AI platforms. “I think that there’s a real art and science to prompt engineering,” Andrew Lo, director of […]
Bare-Bones Budget: How To Create One
There are many situations where you may find yourself needing to tighten your budget, whether it’s because you were just laid off or, on a brighter note, you’re preparing to make a big purchase. Insert: A bare-minimum budget. A bare-minimum budget (aka a bare-bones budget) is exactly what it sounds like. It’s a budget that […]
How To Navigate Financial Uncertainty, According To Experts
Rising gas prices and market volatility driven by the war with Iran are fueling financial uncertainty. Add to that the daily barrage of headlines warning that an AI-bot is about to take your job, and it’s understandable if you’re feeling uncertain about the state of your finances. Regardless of whether your worst fears come true […]
AI is supercharging tax scams. Here’s how to avoid getting fooled
The Internal Revenue Service communicates almost exclusively through written, mailed correspondence, according to fraud experts. They urge heightened caution this tax filing season as scammers employ artificial intelligence to craft more authentic-seeming messages. LPETTET/Getty Images Reports show a 62% increase in dark web chatter about tax scams in February, with scammers using AI to create convincing […]
Airlines Raise Checked Bag Fees. How To Avoid Paying With Credit Cards
JetBlue Airways was the first airline to raise checked baggage fees in response to increasing fuel prices. Now, nearly all of the biggest U.S.-based carriers have followed suit. Carriers have raised the cost of a first checked bag by up to $10 each way. With most airlines, you’ll pay at least $90 to check a […]
How To Get MLB Tickets With a Capital One Credit Card
Spring is here, and with it comes the start of baseball season. If you’re a Capital One credit card holder looking to enjoy a major league baseball game this year, there are several perks you should know about. Capital One became the official credit card partner of the MLB in 2022 and, in doing so, […]
Debt Relief vs. Bankruptcy: How To Choose
If you’ve been juggling minimum loan payments for months, you may be starting to realize the debt isn’t going away on its own. At that point, two options usually come into focus: debt relief and bankruptcy. While both can offer a way forward, they work very differently, and choosing the wrong one could mean more […]
How to save money on flights as airlines raise prices
Travelers in Terminal 1 at John F. Kennedy International Airport in New York, March 1, 2026. Michael Nagle | Bloomberg | Getty Images For budget conscious travelers, it’s gotten harder to escape the rising cost of airfare in recent weeks. Airlines are raising bag fees, adding fuel surcharges and cutting flight schedules to manage the […]
What is financial stress and how does it affect our decisions?
With rising fuel costs and interest rates on top of our already high cost of living, financial stress is hitting many of us hard. If you’re worried about money right now, you’re probably already looking for ways to cut back your spending. And if it’s causing distraction — for example, you’re worrying about money when […]