How to build a portfolio you don’t have to babysit

If you’re a do-it-yourself investor aiming to build a “no babysitter required” portfolio, here are the key steps to take. Step 1: Find your portfolio’s true north Give due consideration to your asset allocation. That decision will have the biggest impact on how your portfolio behaves in the future. The tricky part about asset allocation, […]

How to transfer shares to a nominee in ICICI Direct demat account? Step-by-step guide

When an ICICI Direct demat account holder passes away then transferring shares to the registered nominee helps in a seamless and legally compliant transition of assets. Now to facilitate the same, the share transfer process is streamlined by ICICI Direct, provided documentation is in order. Why is nominee transfer important? Transferring of shares to a […]

How to remove auto debit from your SBI credit card? A step-by-step guide

Your credit card as the word suggests provides you with ‘credit’ i.e. it opens up a line of credit that needs to be managed effectively. This is important to avoid unwanted transactions. To facilitate the same, deletion of auto debit from an SBI credit card can go a long way to help credit card holders […]

How to apply for an education loan without collateral? A complete guide

In today’s high-stakes environment, education is often pricey. While educational loans can provide an effective means of financing, many parents or students are worried about the collateral requirements. Luckily, many Indian banks and commercial institutions offer education loans without collateral to aid students meet their aspirations without putting family property at risk. Nonetheless, what should […]

Credit score: 5 common errors in credit report and how to correct them

As a credit user, it is incumbent upon you to check your credit report from time to time. And if there are mistakes, it is profoundly important to correct them. For instance, there could be a mistake with regards to the payment history or the details regarding your loan. Even personal information could also be […]

What triggers the ‘credit hunger’ flag on your credit report and how to avoid it

Credit bureaus are increasingly vigilant about identifying “credit-hungry” consumers, signalling this behaviour through frequent loan applications or hard inquiries. This can influence your credit score and lender behaviour significantly. What triggers the ‘credit hunger’ flag? Credit bureaus monitor hard enquiries, applications for loans or credit cards. Multiple hard inquiries within a short duration of time […]

How to protect financial assets amid immigration raids, deportations

Immigration and Customs Enforcement agents detain a man after conducting a raid at the Cedar Run apartment complex in Denver, Colorado, U.S., Feb. 5, 2025.  Kevin Mohatt | Reuters A spate of federal immigration enforcement raids from Los Angeles to New York has sparked demonstrations and rallies around the country, leading to mass arrests and […]

How to profit through options if this oil spike proves short-lived

Oil futures are surging after Israel strategically launched waves of airstrikes against Iran. I want to use options on the Energy Select Sector SPDR Fund (XLE) to produce income as well as properly capture this pop in both crude and brent which I believe will be a short-lived move. Some of Iran’s top military leaders […]