How to invest in gold as bullion surges to record highs above $3,700

As a safe-haven investment, gold tends to perform well in low-interest-rate environments and during periods of political and financial uncertainty. Investors see gold as protective against “bad economic times,” according to research by the Federal Reserve Bank of Chicago. “Gold checks all of those boxes,” Sameer Samana, head of global equities and real assets at the […]

How to maximize travel credit card benefits with high annual fees

American Express announces the new platinum business card. Courtesy: American Express As issuers push annual fees higher for some premium travel rewards credit cards, experts say it’s important for consumers to consider if such cards are worth the cost. On Thursday, American Express announced that consumer and business versions of its Platinum credit card will […]

How to future proof your savings from your own weakest moments

Get to know your danger points when it comes to reckless spending and put bumper bars in place to slow yourself down. Frances Cook explains. Willpower is a battery, and one that we tend to take for granted won’t run out. Except, when we treat it that way, we’ve often run it flat by mid-afternoon. […]

Fed may make its first rate cut of 2025: How to benefit

The Federal Reserve is widely expected to lower its benchmark rate when it meets this week, despite the latest hotter-than-expected inflation data. The market is now pricing in a 96% chance of a 25 basis-point rate cut this month, according to the CME Fedwatch tool. “The betting is currently that the Fed will embark on rate cutting, […]

How to get the best mortgage rates as 30-year fixed nears 1-year low

The average rate on the 30-year fixed mortgage notched its biggest one-day drop in more than a year on Friday.  Although mortgage rates are now at their lowest level since October, the average rate for a 30-year, fixed-rate mortgage is still just around 6.29%, according to Mortgage News Daily — a big leap from the under […]

How to handle your student loans after losing your job

Srdjanns74 | Istock | Getty Images If you’ve recently lost your job or are struggling to find a new one, your student loans are probably causing you more stress than usual. The job market is flashing warning signs, with the U.S. economy adding just 22,000 positions in August, which was below expectations, according to a Bureau […]

How to invest in gold amid the precious metal’s record run

Gold prices notched another fresh record this week as more investors piled into the metal amid economic uncertainty and rising bets for a Federal Reserve rate cut. So far this year, bullion has gained about 35% as of Friday’s close. Spot gold is now near $3,600 an ounce. “Without a doubt, gold has been trending higher, and it’s […]

How to make money from your phone​

Looking to boost your income? The key to earning more money could already be in your hands. Literally. Your smartphone may be the ticket to picking up a side gig and supplementing your income with some extra cash for food, utilities, or other basic expenses. There aren’t many people who fully utilize their phones to […]