How to profit through options if this oil spike proves short-lived

Oil futures are surging after Israel strategically launched waves of airstrikes against Iran. I want to use options on the Energy Select Sector SPDR Fund (XLE) to produce income as well as properly capture this pop in both crude and brent which I believe will be a short-lived move. Some of Iran’s top military leaders […]

SBI credit card blocked? Here’s how to reactivate it quickly

An SBI credit card when blocked can result in serious inconvenience to cardholders and their immediate family members, particularly amidst today’s fast paced lifestyle. This straightforward, ready guide will assist you to quickly unlock your SBI card and resume with day to day life in seamless fashion. Why may your SBI credit card be blocked? […]

Are teens taught enough life skills to know how to ‘adult’?

Mai is a first-year medical student. She also doesn’t know how to change a light bulb. After her 18th birthday she moved out of her home in Shepparton, Victoria, to go to university in Armidale, New South Wales. “The whole move out was a bit stressful,” she says. “I feel like I was a bit […]

How to foreclose a personal loan in 2025? A step-by-step guide for borrowers

In a move to boost financial literacy in the country among retail borrowers, several leading banks, Non Banking Financial Companies (NBFCs) along with other financial institutions are now moving towards improving the process of foreclosure of personal loans. All borrowers who aspire to close their personal loan accounts before the end of the originally decided […]

How to open a Zerodha demat account online? A step-by-step guide

Opening a new demat account is the essential initial step for anyone in the country aspiring to invest or trade in equities, mutual funds or other securities. Zerodha, one of India’s largest and most widely used discount brokerage firms, provides a streamlined process for opening a new demat account and facilitating trading online. It caters […]

Credit score basics: What’s considered bad and how to turn it around

In India a credit score is an extremely important indicator of an individual’s financial health. It influences personal loan approvals, interest rates, credit card eligibility, future loan approvals, applicable interest rates and tenure period. As of May 2025, a credit score below 650 is generally considered poor. It has the potential to limit access to […]

IndusInd Bank Samman Credit Card: Features, eligibility and how to apply

Government employees in India seeking a credit card that provides for cashback, UPI integration and fee waiver opportunities can consider the IndusInd Bank ‘Samman’ RuPay Credit Card. This particular credit card is designed specifically for public sector employees, it combines both traditional credit card benefits along with cutting edge technology facilitating modern digital payment features. […]

Want better loans in Delhi? Here’s how to keep your credit score above 750

In Delhi’s extremely competitive financial landscape, sustaining a reputable credit profile and a credit score of over 750 is quite challenging. It is crucial for accessing favourable personal loan terms, premium credit cards along with other associated credit instruments. A high credit score clearly signifies financial stability, consistency in repayments. It also enhances your credibility […]

How to recover financially as school year ends

Jose Luis Pelaez Inc | DigitalVision | Getty Images It’s officially “Maycember,” a term making the rounds on social media to sum up the chaos and high costs of May — which mimic those of December, minus the holiday cheer. Although May is typically a month of endings and new beginnings, inflation and social pressure […]

How to open a demat account with HDFC Securities? A step-by-step guide

HDFC Securities provides for a streamlined, paperless and smooth process for opening a demat account for aspirational investors. Through this account the brokerage firm supports seamless trading and investing in the Indian equity markets. This technologically advanced and digital approach allows investors to complete the account opening procedure online within approximately 10 to 20 minutes, […]