HDFC Bank Credit Card Rewards: How to use points for complimentary hotel stays

Banks like HDFC Bank, Axis Bank, American Express, HSBC, etc., give credit cardholders the option to transfer reward points to loyalty programs of various airlines and hotels. The loyalty points can then be used to book free flights or hotel accommodations with the respective airline or hotel group. In this article, we will understand how […]

Why Walmart’s stock may continue to struggle and how to capitalize on it

I’ll review why Walmart, the largest retailer in the world, has stumbled and why the stock may continue to come under pressure. I’ll give an options trade that wins if the stock continues to struggle. In the past 45 years, Walmart has posted only one modest year-over-year sequential sales decline of -0.7% in FY2016. The […]

How to build lasting wealth: Top tips for your 20s and 30s

India has the highest population of all the countries in the world. India also is the fastest growing economy among all the major economies. It is common knowledge that humans are the real capital of any civilization. Also Read | How can building credit history in your 20s set you up for financial success? Further, […]

How to open a mutual fund account for minors? A step-by-step guide

Mutual funds are a popular choice among investors seeking to achieve various financial goals. One of the best aspects of mutual funds is their ability to cater to goal-based investing, such as retirement, buying a house, or funding your child’s education or marriage. Investing for your children is an important financial goal. It is like […]

Long Term Personal Loan: How to weigh the advantages and disadvantages before borrowing?

The financial sector experiences continuous change forcing individuals to face expensive requirements for large monetary payments. Short-term loans function as quick solutions for emergencies but provide limited suitability in funding considerable or long-term financial targets. The situation requires the utilization of lengthy personal loans. This article evaluates the characteristics and advantages and disadvantages as well […]

Different types of credit scores: What they mean and how to read them

To navigate the world of credit cards and loans in India it is important to understand your credit score. It is a three digit number that represents your creditworthiness, thus influencing loan eligibility and interest rates. Still, with multiple credit bureaus and scoring models this can be confusing. Types of credit scores In India, several […]

Here’s who qualifies and how to claim it

Coroimage | Moment | Getty Images If you worked remotely in 2024, you may be eyeing the home office deduction. However, qualifying for the tax break may be harder than you expect, experts say.  Only 7% of companies allowed fully remote work in 2024, down from 21% in 2023, according to a ZipRecruiter survey that […]

How to bet on an AMD comeback with options using a ‘recovery trade’

In physics, the “observer effect” is an observer’s impact on the behavior of the subject being observed. Traders and investors are more than mere observers; they are participants. In such a system, it’s possible to create a feedback loop in which traders’ perceptions impact prices (or even fundamentals), which impacts their perceptions. There may be […]

How to redeem your credit card points? 3 ways you need to know

The first best on using a credit card is earning reward points for tedious transactions. However, points alone wouldn’t bring value until you effectively learn how you can use them. This guide will cover everything about redeeming credit card points. Understanding credit card rewards points Credit card issuers provide reward points as a way to […]