Is your loan offer too good to be true? Here’s how to stay safe from scams
Two con artists were arrested in Gurgaon for scamming a private firm employee through a fraudulent loan offer. The victim saw a loan advertisement on a poster in Udyog Vihar, leading him to contact the scammers. They convinced him that he was eligible for a ₹30,000 loan, but after deducting fees, he would receive ₹28,000. […]
How to consolidate debt with a personal loan? 5 key tips to cut costs and simplify payments
Management of multiple debts can be both challenging and overwhelming. Even more so if you are dealing with high interest loans and credit cards. Personal loans for debt consolidation offer a practical resolution in such cases. To tackle all such conditions, personal loans for debt consolidation are a perfect option. They enable the consolidation of […]
Pre-approved personal loans: What are these, their benefits, and how to get one?
You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to these in your internet banking. Some of these pre-approved personal loan offers give a discount or waive the processing fee, while some are offered […]
Long Term Personal Loan: How to weigh the advantages and disadvantages before borrowing?
The financial sector experiences continuous change forcing individuals to face expensive requirements for large monetary payments. Short-term loans function as quick solutions for emergencies but provide limited suitability in funding considerable or long-term financial targets. The situation requires the utilization of lengthy personal loans. This article evaluates the characteristics and advantages and disadvantages as well […]
UPI Credit Cards: How to track small transactions and stay within your budget
UPI enabled credit cards are rapidly evolving the financial inclusion landscape in India. This is getting possible by combining convenience of UPI services with the benefits of seamless credit availability. According to Kiwi’s 2024 credit card trends report, these cards account for an average of about 40 monthly transactions per user. Now this number is […]
How to easily apply for a ₹2,000 loan using your Aadhaar card? A step-by-step guide
The ease of lending based on an Aadhaar makes it easier to get small, personal loans. We have provided instructions on how one can get an ₹2,000 loan that is based on one’s Aadhaar card, combined with its pros and success hints, regardless of whether this is for something urgent or more of a study […]
How to secure a ₹50,000 loan using your PAN card – A simple guide
Financial problems may arise at any time due to the rush of modern life. Ready cash may sound out for such demanding needs as medical emergencies, urgent repairs, or one-off travels. Modern technological innovations in finance have made taking out a small loan with minimum documentation easier than ever. Let’s see how you can get […]
Personal loan: How to interpret the results of EMI calculator for smart decisions?
If you are planning to take a personal loan and still not sure about the optimum tenure and the EMI that you should opt for – it is recommended to fiddle with the personal loan EMI calculator. It is an easy-to-use tool which shows the exact amount that you need to shell out every month in order […]
How to choose the right personal loan? Here are 7 key ways
A personal loan is one of the quickest ways to arrange funds for any reason. Be it a medical emergency, paying for a child’s education, a family function, buying a vehicle, enjoying a family vacation, starting a business, etc. In the case of a personal loan, you don’t need to tell the bank about the […]
Personal loans and tax benefits: How to maximize your savings
Personal loans are one of the most commonly used financial tools to address the need for emergency funds, as they can be used for multiple purposes. These are unsecured loans, meaning they do not require any collateral as a guarantee. Compared to other loans, eligibility for a personal loan is less strict, and therefore, it […]