How to protect personal information, as data breaches hit a new high
Fertnig | E+ | Getty Images It’s the letter most consumers dread receiving — the notification that your personal information has been involved in a data breach. About 80% of respondents to a new survey said they received at least one data breach notice in the prior 12 months, according to the Identity Theft Resource […]
Taking out a personal loan? How to avoid overborrowing.
Personal loans are flexible and convenient tools. Need to consolidate debt, cover an emergency dentist visit, or replace a faulty transmission? A personal loan can pay for any of those expenses (and more). Their speed and flexibility make personal loans pretty appealing. According to TransUnion, nearly 25 million people had outstanding personal loans in 2025, […]
How to maximize travel credit card benefits with high annual fees
American Express announces the new platinum business card. Courtesy: American Express As issuers push annual fees higher for some premium travel rewards credit cards, experts say it’s important for consumers to consider if such cards are worth the cost. On Thursday, American Express announced that consumer and business versions of its Platinum credit card will […]
Fed may make its first rate cut of 2025: How to benefit
The Federal Reserve is widely expected to lower its benchmark rate when it meets this week, despite the latest hotter-than-expected inflation data. The market is now pricing in a 96% chance of a 25 basis-point rate cut this month, according to the CME Fedwatch tool. “The betting is currently that the Fed will embark on rate cutting, […]
How to get the best mortgage rates as 30-year fixed nears 1-year low
The average rate on the 30-year fixed mortgage notched its biggest one-day drop in more than a year on Friday. Although mortgage rates are now at their lowest level since October, the average rate for a 30-year, fixed-rate mortgage is still just around 6.29%, according to Mortgage News Daily — a big leap from the under […]
How to handle your student loans after losing your job
Srdjanns74 | Istock | Getty Images If you’ve recently lost your job or are struggling to find a new one, your student loans are probably causing you more stress than usual. The job market is flashing warning signs, with the U.S. economy adding just 22,000 positions in August, which was below expectations, according to a Bureau […]
How to foreclose a personal loan offline easily? A step-by-step guide
Borrowers aspiring to seek a foreclosure on their personal loan offline can now benefit by following simple steps. Foreclosure basically is the act of repaying the entire loan amount before the scheduled tenure ends. This helps borrowers reduce overall interest costs. While many lending institutions promote online closure due to the growth of digital technology, […]
How to prepare for a mortgage refinance, according to experts
Sdi Productions | E+ | Getty Images Mortgage rates have declined in recent months, and with the potential for a Federal Reserve rate cut this fall, it’s smart for homeowners with high interest rates to start preparing for the opportunity to refinance, experts say. Last week, mortgage rates slightly edged higher. According to the Mortgage […]
Personal loan for freelancers: Eligibility, documents, interest rates, and how to apply
For a freelancer, the need for a personal loan can arise at any time, whether for professional or personal expenses. The professional expenses may involve investing in a course to upgrade skills, creating professional infrastructure, like setting up a workplace, buying professional equipment/tools, etc. The personal expenses may involve a medical emergency, home renovation, celebrating […]
How to protect financial assets amid immigration raids, deportations
Immigration and Customs Enforcement agents detain a man after conducting a raid at the Cedar Run apartment complex in Denver, Colorado, U.S., Feb. 5, 2025. Kevin Mohatt | Reuters A spate of federal immigration enforcement raids from Los Angeles to New York has sparked demonstrations and rallies around the country, leading to mass arrests and […]