Your portfolio may be more tech-heavy than you think
If you own an S&P 500 index fund, artificial intelligence is already a major part of your investment strategy. In recent years, the stock market’s gains have been fueled largely by a small group of tech giants that are aggressively investing in AI. Nvidia, Microsoft, Apple, Google parent company Alphabet and Amazon — the five […]
8 money mistakes that can ruin your retirement and how to avoid them
Most people associate retirement with a slow, relaxed pace of life, pursuing passions and spending time with family, bereft of anxieties, financial or otherwise. Yet, many retirees wake up to a rude reality, when they find their corpus too small to sustain them through retirement, or a bulk of their savings wiped out by a […]
The Middle Class Keep Making 5 Retirement Mistakes — How To Avoid Them
There are so many variables when it comes to retirement planning that it can be easy to make some mistakes along the way. That’s why it’s so important to have a plan you can refer to if you ever find that you’re getting off track. Consider This: Here’s Why You Might Want To Invest Your […]
How to avoid Medicare Part B late enrollment penalties
Federal annuitants enrolling in Medicare Part B face many healthcare expenses: FEHB and Part B premiums, potential Part B and Part D Income Related Monthly Adjustment Amounts (IRMAA), and out-of-pocket costs when using healthcare services. One expense you’ll want to avoid is the Part B late-enrollment penalty. I’ll walk you through what you need to […]
The New Big Fear In Retirement Planning Is 100% Legit — How To Tackle It
American confidence in retirement planning is at an all-time low, dropping from 83% in 2020 to only 70% in 2025, according to the Allianz Center for the Future of Retirement’s “2025 Annual Retirement Study.” The research found that instead of looking forward to their golden years, Americans are more fearful than ever. Be Aware: 6 […]
How to avoid these ‘tax torpedoes’ in retirement, per UBS
Uncle Sam can take a solid bite out of retirees’ savings once they begin drawing down their hard-earned dollars, and UBS has a way to mitigate the tax bite. Investors may be familiar with portfolio diversification, in which they ensure they have sufficient exposure to an array of asset classes to avoid concentration risk. But […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
Planning retirement without kids? Here’s how to make the most of it
The Dink lifestyle is often associated with freedom–freedom from parental responsibilities, from stress, and sleepless nights. But beyond these preferences, there’s a financial case, especially when you crunch the numbers. ₹25-50 lakh”>A Mint story earlier estimated that a parent spends roughly ₹25-50 lakh on a child’s school education, depending on the type of school they […]